Refinance Checklist

Full Name *

Email *

Phone *

Pre-requisite

Mortgage Application

Equifax report (if not made)

Personal Income Documents

T1 General for 2021 and 2022(From your accountant)

Notice of Assessment for 2021 and 2022(Downloaded from CRA in PDF)

T4 for 2021 and 2022(if any)

Statement of account (Downloaded from CRA in PDF)

CCB Statement (if applicable)

Employment

Latest job letter

3 latest payslips

Company Documents

Incorporation Docs- Certificate of incorporation, Incorporation Application and Notice of Articles

T2 for 2021 and 2022

Financial Statements for 2021 and 2022

Corporate NOAs for 2021 and 2022

Invoices (5-10) (if any)

Bank Statements

90 days personal bank statements along with Overview (PDF)

90 days business bank statements along with Overview (PDF)

Property Documents

Mortgage Balance Statement (Must show Name and property address)

Tenancy Agreement (If applicable)

Property Tax 2023

For the sold property, please provide the statement of adjustment whenever available.

Also, make an Equifax account for each applicant and send the Credit Report. https://www.consumer.equifax.ca/personal/